What are my skills?

Just the other day, I was reading Rich Dad, Poor Dad while pooing in the loo. It was talking about specializing skills in a profession. Like professors, the most common way that they can get a higher salary is by studying more and more about less and less. And its these sort of specialization that makes them more and more vulnerable in the economy. So much that they will be entirely dependent on unions to help them out when shit happens. The chapter straight away made me think of a previous conversation i had with my frens. They were saying that they can teach Chemical Engineering and Hospitality. And i am the Jack of all trades, master of none. To which I said, I would like to set-up and run campus activities.

It just hit me that when i said that, I was in fact choosing my own interest and not a job without knowing it. Though not so much as to be THE passion, but yah, I guess its because i don't have and am not confined to a specialty. And most of all, I like going for road trips, camps and adventure.

What are my skills? I know how to register a business, what are the legal requirements, accounting using MYOB, CPF contribution. Compared to my frens, i think im pretty good with numbers which is always handy in formulating my own excel sheets for splitting up party costs to tabulating mortgage loan interests.

The skills that i need:

- Sales

- Network

- Rapport

- u n L a z i n e s s

Fuck the French

We were all happily drinking at Toca last week and then these 3 french girls came in and decided to just join us. As the alcohol poured and the conversations roll, one of the french lady started the topic (like Hitler clearing his throat)

"So what do you all think of the french people?"

"... I'm not judging, don't get me wrong.. but why don't Singaporeans speak Malay?"

So all of us looked at her with amusement and i was giving the (O_O)"> look. So i said to her, "Cause we are chinese."

"But why don't you learn to speak Malay?"

"Because we are chinese, our ancestors came from chinese and so we learn chinese."

"Yes i know you are chinese, but why don't learn how to speak Malay? Is such a beautiful language."

"... Cause we already know English and Chinese?!"

"..."

"..."

"I notice that most of the Singaporeans here don't like Malays. And Singaporeans don't seem to like to travel out."

"That's totally not true. You need to know more Singaporeans to say that."

If the French go Australia, will she ask the Aussies if they speak Aboriginal? And then go on to push to ask why don't they eat grubs? It's full of protein!

Language is fluid, it changes as time passes, new words or new ways of saying things are formed everyday. Like in the past, Singaporeans would have told the French girl to "Balek Kampong/Qu Si Ba! Si San Ba!/Go back to France!" But in this current era, we would have gladly said, "You fucking cunt!"

Anyway, the point that im trying to make it that she being a French probably see us Singaporeans speaking English as a form of Westernisation like we're white-washed. But she clearly fail to see that we do still retain our heritage. And our ancestors being immigrants from all over Asia, how many languages does she expect us to speak? Despite majority of Singaporeans are chinese, we should also speak malay?

Then the part about Singaporeans don't like to travel out to places like Indonesia thinking that it's not safe. I suppose anybody thinking that a place is not safe will generally NOT LIKE to travel there?? Well, I have alot of frens that i like to travel with and also, I do have some frens that doesn't like to travel (outside comfort zone, or not). I think her social circle are limited to the Atas type lah, she's an expat. She probably can't find any peers to go 7th Month Getai, chat-tu-chat bargain 20baht or even eat rojak during lunch.

CONCLUSION:

The French are arrogant, ignorant and shameless.

Loan Shark Diary # 2 - Caught on CCTV

I've decided to upload these videos to show how unbelievable these Loan Sharks are nowadays. If nothing is done by the government to stop this, we can expect more innocent victims being harassed, stuck in unsellable properties or suay suay move into marked properties.

You can click on this YouTube link to view as well. Added annotations in there to elaborate on the footage.

I will be posting real footages caught on cctv. These videos will remain raw and none of which shall assume characters in it are vandals, loan shark runners, criminals or whatsoever than innocent strangers and/or passers-by until proven guilty by law.

Welcome to send me your stories, links, pics and vids.

Loan Shark Diary # 1

Last week, I went home after work to change before going out to catch The Hossan Leong Show. Dee came back 10mins after me and we made our move shortly. Walking towards the loading/unloading bay, i saw 2 guys standing and chatting at the back of my car. The moment i was about to drive off, this fat guy in spectacles came to my side and stared at me! He opened my car door, stopped me and asked, "Are you XXX?!" Me and Dee were damn shocked of course and also felt damn ridiculous at the same time cause XXX is obviously a guy's name! What an IDIOT... He then asked if i was related to XXX.

I'm like who the fuck are you? Come open my car door and interogate me? So i asked him back "Who are you? What do you want?" and the fat retard just walked off to the back of my car to join his fren who is going hysterical on the phone.

I was feeling damn annoyed, angry and scared at the same time. Dee was stunned and told me "Suan Le lah! Let's go! We're late already!" But my guts got ahead of me and i unbuckled my seat belt and got off the car. At that point i know Dee got scared but i didnt know that she will follow me and get off the car too.

I overheard his fren on the phone saying in Chinese (without the malaysian accent), "The car plate number XXXX u ask me to find is here but the driver is not XXX! It's a lady! She's here!" After hearing this, i grew even suspicious of these 2 guys so i took out my iPhone 4 and took pictures of them. Thank god the lousy iPhone 4 has got flash! The guy on the phone didn't even bother to dodge the camera.

I've sketched a pic of them below. Please drop me a mail if you've seen them. thanks~!

I think the fat idiot got stunned by me getting off the car and took a pic of his fren. He tried to take a picture of me too but is a step behind me. I headed back to my car and was moving off already, the fat guy came and stood in front of my car and i had to ZAM BRAKE! He was still holding onto his phone, stretching his arms out, taking his time to try and take a good picture of me.

At this point, my thoughts caught up and i felt the need to escape from these 2 men. Cause up till this point, i have no idea what these 2 men's intentions are and i feel damn threatened that they somehow got my car number, followed me home and then now try to take pictures of me. i started inching forward but Dee said NO! I got very angry and the adrenaline kept coming so i quickly put the gear back to park, ready to get off the car to jump him. The fat idiot just left.

COWARD!

After driving for 5-10mins, the adrenaline subsided and i started to get more and more worried about later going back home. Will they be there waiting for me again?? Will they do something to my car??

Money Lender

Last night i took over a colleague's car and parked it at my house the multi-storey carpark. Thought i can transfer the remaining season parking from the Mazda to this bulky Hyundai. Reach home open up the HDB website then they say cannot, ask me go to nearest branch during office hours. TMD~!!

This morning when i went to take my car, i saw this slim white colour note on my windscreen from afar. Really thought it's a parking fine but its not.. it was a namecard size flyer??
Observation and Analysis:
1. I've done a search on Bizfile, its not a registered entity.

2. What kinda company answer phone calls from 2.30pm - 8pm? I'm thinking this guy must be in the night business. Only free to pick up calls when he wakes up at 1pm and before he goes to work at 9pm.

3. All types of loans = Daily, Weekly and Monthly payment*. Shouldn't it be like Mortgage loan, Investment loan, business loan etc? Btw, is daily and weekly repayment suppose to be a plus point?

4. Easi approval in less than 30mins. How easy is easi? 30mins for him to contact RunnerA, RunnerA to sms RunnerB, RunnerB to BBM RunnerC, etc all the way to the Ah Long right?

New Regulations to Control Property Prices

I don't care if you're interested in this or not, i'm just writing this out to sort out my thoughts.

National Day Rally:
a) Allow households earning between $8,000 and $10,000, to buy new DBSS flats with a $30,000 CPF Housing Grant;
(b) Increase the supply of new flats, Design, Build and Sell Scheme (DBSS) flats, and Executive Condominiums (EC);
(c) Shorten the completion time of Build-To-Order (BTO) flats;
(d) Increase the Minimum Occupation Period (MOP) for non-subsidised flats to 5 years; and
(e) Disallow concurrent ownership of both HDB flats and private residential properties within the MOP.

Taken from HDB

On top of that, 2nd property can only loan up to 70% of the valuation.

What happens from here then?

Home owners will stay put unless they have the intention to upgrade. Investors may be looking to dump private properties now as prices are still high. Market prices should simmer or dip but nonetheless will trend to hold position as rental will go on strong. Following Q4, private property will be meeting low transaction period, new developments/launches will restrict supply if prices fall drastically with the onset of high HDB supply.

What should you do??

Private Property: Sell high, rent and then buy low later.

HDB: Should take the opportunity to grab DBSS now. If not, then just wait for private property prices to dip... if it happens!

HBD Hotlines:

Sales/Resale Customer Service Line : 1800 8663 066

Branch Office Service Line : 1800 2255 432

Taipei Hilton #2

A fren related this story to me, its a true account of her cousin's experience in the hotel. The couple just got back to the hotel from their shopping spree. While walking towards the lift lobby, she noticed these 3 huge paintings on the walkway that looked a bit out of place. So she nudged her husband and said casually in Mandarin, "Aren't these painting weird?" The moment she finish her sentence, she suddenly just fell forward, face down onto the flat polished floor, shopping bags flung all over the place.


Her husband was stunned cause she didn't even lose her balance before the fall, it was just too sudden and too fast. He held her up and asked her what happened. She said that she didn't trip,


something smacked into her...


It has been rumoured that the spirits in the hotel are very xiong. The 3 paintings in the lobby are said to have tailmans hidden behind them. And they are placed there to supress the Sha Qi!



Do you anything placed in an unusual spot or placed in a different way? You think its art? I think think its for the 'residents'...