Saturday, December 3, 2011
First experience being in the middle of the Universe
Monday, October 31, 2011
Toufu Hero's Nemesis
Tuesday, August 9, 2011
Friends
Monday, May 30, 2011
It Has To Be a Fight Club
Friday, April 29, 2011
Running Bells
Wednesday, April 6, 2011
I think I'm an Action Person
Tuesday, April 5, 2011
Stubborn to Learn
Tuesday, November 30, 2010
Absolute Me (in credit terms)
Tuesday, November 23, 2010
What are my skills?
Monday, November 8, 2010
Fuck the French
Monday, October 18, 2010
Loan Shark Diary # 2 - Caught on CCTV
Wednesday, October 13, 2010
Loan Shark Diary # 1
Wednesday, September 29, 2010
Money Lender
This morning when i went to take my car, i saw this slim white colour note on my windscreen from afar. Really thought it's a parking fine but its not.. it was a namecard size flyer??
Observation and Analysis:
1. I've done a search on Bizfile, its not a registered entity.
2. What kinda company answer phone calls from 2.30pm - 8pm? I'm thinking this guy must be in the night business. Only free to pick up calls when he wakes up at 1pm and before he goes to work at 9pm.
3. All types of loans = Daily, Weekly and Monthly payment*. Shouldn't it be like Mortgage loan, Investment loan, business loan etc? Btw, is daily and weekly repayment suppose to be a plus point?
4. Easi approval in less than 30mins. How easy is easi? 30mins for him to contact RunnerA, RunnerA to sms RunnerB, RunnerB to BBM RunnerC, etc all the way to the Ah Long right?
Tuesday, September 7, 2010
New Regulations to Control Property Prices
National Day Rally:
a) Allow households earning between $8,000 and $10,000, to buy new DBSS flats with a $30,000 CPF Housing Grant;
(b) Increase the supply of new flats, Design, Build and Sell Scheme (DBSS) flats, and Executive Condominiums (EC);
(c) Shorten the completion time of Build-To-Order (BTO) flats;
(d) Increase the Minimum Occupation Period (MOP) for non-subsidised flats to 5 years; and
(e) Disallow concurrent ownership of both HDB flats and private residential properties within the MOP.
Taken from HDB
On top of that, 2nd property can only loan up to 70% of the valuation.
What happens from here then?
Home owners will stay put unless they have the intention to upgrade. Investors may be looking to dump private properties now as prices are still high. Market prices should simmer or dip but nonetheless will trend to hold position as rental will go on strong. Following Q4, private property will be meeting low transaction period, new developments/launches will restrict supply if prices fall drastically with the onset of high HDB supply.
What should you do??
Private Property: Sell high, rent and then buy low later.
HDB: Should take the opportunity to grab DBSS now. If not, then just wait for private property prices to dip... if it happens!
HBD Hotlines:
Sales/Resale Customer Service Line : 1800 8663 066
Branch Office Service Line : 1800 2255 432
Thursday, August 26, 2010
Taipei Hilton #2
Her husband was stunned cause she didn't even lose her balance before the fall, it was just too sudden and too fast. He held her up and asked her what happened. She said that she didn't trip,
something smacked into her...
It has been rumoured that the spirits in the hotel are very xiong. The 3 paintings in the lobby are said to have tailmans hidden behind them. And they are placed there to supress the Sha Qi!

Do you anything placed in an unusual spot or placed in a different way? You think its art? I think think its for the 'residents'...
Tuesday, August 24, 2010
Taipei Hilton Hotel #1
They say the urns are to subdue the evil spirits, keep them from disturbing the guests in the rooms. Do you dare to search for it??
Update on New Majestic Hotel Post
Monday, August 16, 2010
Freaky Friday the 13th!!
She left her underwear in the shower after she bathed at around 3.30am last night. In between, she and her fren went to the loo agar 3 times and there weren't anything unusual. This morning, after washing up, she put on the DO NOT DISTURB sign and went down to the restaurant for her complimentary breakfast. And when she came back, she found her underwear
INSIDE THE TOILET BOWL!

I felt the super cold chill down my spine the very instant and all my hair (i have a lot) stood on ends! But because she still have another 3 nights stay, I told her, "AIYA! It's the draft lah! U know, in an enclosed area when u open or close the door, there's the wind!" She gave me this deadly stare and brought me up to look at her room. At that point, I already cannot make it, i wanted to siam, change topic and leave liao but she started walking back to the hotel. My hair was standing all the way. At the lobby the lift door open only my heart skipped a beat. Where got people design to put green lighting inside the lift one??!!! so fucking eerie!
Her room is a 2 storey Loft. Although the bathroom is small, the shower and the toilet bowl is a distance away, seperated by a glass divider. So if it's really a draft, the wind direction will need to have enough speed to lift the underwear in one direction and then boomerang it in another trajectory to enter the toilet bowl... The moment we're out of the room, i start to think of the Taiwan Hilton Hotel stories. And i started questioning in my head, if any of the decor are unusual that could have hidden tailsmans or urns inside them to counter this kinda thing. Hmm...
A Piece of Advice: If you cannot solve the underwear mystery, you better start praying.
*24/8/10: Updated picture to this post cause Rong says will attract hits.
Friday, August 13, 2010
7th Month Encounter When Praying
5hours later, I siamed a road block at Outram Rd which i would have definitely failed the breathelizer. And today i got totally drenched at Jurrasic Park and my iPhone 4 survived!
If you wanna siam road block or save ur iPhone, you better pray now!
Monday, August 9, 2010
Crime Doesn't Bother Me - #3 People Asking for Money
There are basically 2 types of people who will ask you for money and the anxiety level varies with the type of people that you meet. The first type is the homeless. They are pretty harmless, have their own comfortable sites to display their 'artwork' or just to rest/hang around. They go by pulling your heart strings to your money and don't approach you unless they are desperate. They are probably the best at handling rejections though sometimes, there are those grouchy or crazy ones who will act out on you. But don't have to worry, they usually don't run after people who insult/assault them cause they have too many things to carry on the move.
They usually tell (they don't ask) you to give them money and when you don't, you'll hurt their feelings. They are not good at handling rejections at all possibly due to working under an even more jialat boss/have not slept for 2weeks/suffering from withdrawals/had to give 15 blowjobs at the back alley during lunch time/feeling worried about a rash/syphillis acting up/etc.
So just treat them with a bit more respect than you normally would to your boss and show them your sincerity. Look at them in the eye, say ok and make an effort to dig your pockets for a good 5-10secs before you give them a dollar or two. They will leave you alone and sometimes even say thanks (really hard to anticipate how they'll react).